EXECUTIVE PROTECTIONS As a business owner, partner or key executive, your value to the business is not only critical but, valuable as well.  And while no one persons worth to their company can truly be precisely measured, the devastating losses incurred by the business in the event of your untimely demise can be mitigated. If you are serious about business and serious about protecting it and those that rely upon it, then you must place the proper protections in place.  As a business owner, you must have a properly structured life and disability package.  If you also have a key executive, a key person life and disability plan must be there for them and you.  If you are in a partnership, not only do you need a properly structured Buy/Sell Agreement, you need to properly fund it.  The very most cost effective and efficient means to do so is with Buy/Sell Life & Disability insurance.  If your partner dies or becomes permanently disabled, you will need to have the funds to effectuate a buyout…or be in business with their spouse! If you are serious about your business, call us and we can help structure and execute a plan for you.    Case Studies Testimonials   CORE EXECUTIVE SERVICES Executive Life Insurance Key Person Life Insurance Executive Package Planning Buy/Sell Life Insurance Buy/Sell Disability Insurance       OTHER MISSION CRITICAL SERVICES Among the most underappreciated exposures a company has is that of their benefits package.  Indeed, those companies that provide benefits their employees view such as a major perk provided by a generous and forward thinking employer. However, few employers understand the risks associated with even the most benign of benefits…the 401k and other such pension plans. Recent and critical changes in liability law has made providing such benefits a legal mine field…even more so if you have a TPA!  Class action lawsuits are being assembled that are targeting a huge segment of this market.  Most are in the under $20mil asset range. Please take a moment to review the article on this critical subject in the Hot News section of this site. This is information you simply must have. Case Studies Testimonials   CORE MISSION CRITICAL SERVICES 401k/Pension Plan Liability Mitigation Group Cafeteria Benefits Group Life Insurance Exit Planning International Travel Medical